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Payment Options for Getting a New Roof Over Your Head

People can’t always anticipate when they’re going to need roof repairs. Sometimes it’s just a strong storm blowing off your shingles or causing broken tree branches to fall on your house. In times like those, you may need some financing and payment options for your repairs or roof replacement. Not only is Overhead Solutions an experienced roofing contractor in Green Bay, we do insurance jobs and offer 24/7 emergency service for when disaster strikes. 

Start Free Roof Estimate:

Don't Wait For Crucial Roof Construction - Payment Plans Can Get Work Started Right Away

We know very few people have money sitting around in anticipation of a new roof. That's why we offer a range of financing and payment options through Mariner Finance. Just because you don't have the cash on hand to construct an entirely new roof doesn't mean you should wait. With our range of payment options, we can help anyone with any kind of roofing project.

Mariner Financing - Roofing Financing

Come to Overhead Solutions for great roofing repairs in Green Bay and the surrounding areas at an affordable rate.

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Best Ways To Pay For Your New Roof

Overhead Solutions accepts several forms of payment. Choose the most convenient option for you.

Finance Your Roof Before Disaster Strikes

Finance an old or damaged roof now to avoid costly damages. Insufficient roofs worsen over time and permit higher repair costs. Neglected roofs lead to dangerous situations.

Service Your Roof To Avoid:

How To Pay For Your New Roof With No Money

In emergency situations, roof maintenance requires immediate attention. Take advantage of several roof financing options when unplanned costs emerge. The following options help clients with surprise payments and new installations. Don’t wait until disaster strikes and finance a new roof today.

Financing Options for Roofing Projects:

1. Insurance

Check with your homeowners policy for coverage information after an extreme weather event strikes. This process involves setting up a claim and a roof inspection. Many policies will pay for a new roof after weather damage.

2. Personal Loan

Visit a bank or credit union for an upfront lump sum based on your credit score and history. Be sure to discuss the interest rate and available payment options to see if a personal loan is the best route.

3. Home Equity Loan or Line of Credit

A home equity loan or second mortgage is based on the difference between the home’s current market value and the owed balance. Call your mortgage company to discuss fixed-rate loans and home equity lines of credit (HELOCs). Decide between a lump sum or line of credit after considering interest rates.

4. Payment Plan

Overhead Solutions offers financing and payment options through Mariner Finance. Choose from 0 interest, joint, deferred interest or low APR loans.

5. Credit Card

Paying by credit card for roof repair or installation may be advantageous for those with generous reward incentives or cash-back bonuses. Check with your carrier for benefits, processing fees and payment plans before selecting this option.

6. Government-Funded Loan

The Department of Housing and Urban Development offers loans for property improvement. The FHA Title 1 Loan evaluates your debt-to-income ratio whereas the FHA 203(k) Loan uses credit score. Visit the HUD website for eligibility.

New Construction/Installation Roof Financing

Overhead Solutions provides financing for new roof construction and installation as well as repairs and replacements. And your property is always safe with Overhead Solutions, because we have working licenses, workman’s compensation, and liability coverage.

We Finance Roofing Jobs Like:

We always work with the National Roofing Contractors Association, Apartment Association of Northeast Wisconsin, the AASEW, Apartment Owners and Managers Association, and other certified organizations so you can be sure your financing is getting you a quality new roof.

Common Roofing Questions

How often should a roof be replaced?

After proper maintenance and upkeep, replace composite shingles every 12-20 years, asphalt shingles every 15-30 years and wood shingles every 20-25 years.

Does a new roof add value to a home?

Studies show a high return on investment for new roof installations. The 2022 National Association of the Remodeling Industry’s Report (NARI) found new roofs provide a 100% return.

Will insurance cover the total cost of roof repairs?

Homeowners policies will often cover the full expense of a new installation if the damage was caused by extreme weather. Check your policy for coverage information.

How long does a roofing job take?

We pride ourselves on the fastest turnaround times in the Green Bay area, taking 1 to 2 days to finish an average-sized roofing job

Can Overhead Solutions help with insurance claims?

Yes! We’ll assist you by offering a free roof inspection, handling questions from the insurance company and completing roof repairs. You’ll only pay your deductible.